Cyber Security Insurance

What exactly is cyber insurance? Why do you need it? What does it cover? These are just a few of the topics I would like to go over today. A quick overview of cyber insurance is that it covers technological breaches and other types of cyberattacks on your computer system(s). It may not be able […]
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What If Jurassic Park was Real?

My family and I like to have off-the-wall discussions, and this particular topic was one I thought could be a fun blog post for you guys. What if Jurassic Park was real? How would their insurance react to the events of the movie? What types of claims would be filed? Would any of them be […]
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Terminology Tuesday – What is Replacement Cost?

Last week we talked about Actual Cash Value, so this week it is only fitting that we talk about the flipside, which is Replacement Cost. Replacement cost is pretty much what it sounds like – the cost to replace your building, house, vehicle, personal property, etc. if it is completely destroyed. How is the replacement […]
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Trucking Insurance Coverage – What Exactly do You Need?

So you’ve decided to start your own trucking company. What now? What insurance coverages do you need? If you have a good independent insurance agency on hand, like us, you can call your agent to get these recommendations, but if you do not, here is a list of what we usually recommend to our clients. […]
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How To Get Discounts on Commercial Insurance

There are various ways to get discounts or credits on your commercial insurance policies if you know what to ask and what to do! Below is a list of some of the different discounts offered by the commercial insurance companies we work with. Install telematics devices on your vehicles. Being able to track your drivers’ […]
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How to Be on Vacation when You’re on Vacation

Everyone needs a vacation sometimes, and when you are on vacation, you want to make sure you treasure every moment (especially in the uncertain times we live in). Here are a few tips to make sure you get the most out of every second of your time away. Be present. Try as much as possible […]
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What to Do When You Have a Claim

Oh no! The worst has happened, and you had a loss! Now what? First, make sure everyone is okay and call whatever authorities need to be involved. Next, call your insurance agent! Your agent will be able to walk you through all the steps to make this unfortunate time as easy as possible. First, they […]
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Why You Need To Be Selfish When Planning Insurance

So this topic has been on my mind a lot lately as I continue to get people through the door cutting corners on their insurance program and for me its just a very frustrating thing to see as an agent but even more so as a consumer of insurance myself. When people cut corners in […]
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