Why You Need To Be Selfish When Planning Insurance

So this topic has been on my mind a lot lately as I continue to get people through the door cutting corners on their insurance program and for me its just a very frustrating thing to see as an agent but even more so as a consumer of insurance myself. When people cut corners in … Read more

How to Avoid Water Damage Claims and Combat Rising Homeowners Insurance Premiums

The holidays are among us. Smells of Ugg boots and Pumpkin Spice Lattes fill our marketplace and we are all just a little more basic than normal 🙂 We are bundled in our jeans, sweats, and oversized hoodies and the year is winding down. The entrepreneur in me says this is when we need to … Read more

Why It’s Important to Find the Right Risk Class Codes

I wish I could say that it doesn’t happen every day but ‘It happens every day’ that we are asked to quote risks that have been (for years) incorrectly rated. As an agent, I can’t help but think to myself when I see such things that the licensing exam for agents is just too easy … Read more

Nevada Homestead Act: How Protected Are You?

Often times when first meeting clients and going through and establishing what their current risk management looks like we find that many people do not have Nevada Homestead on their primary home. While this isn’t necessarily a horrible thing, it is inexpensive to protect yourself utilizing this act with a simple declaration form. The Homestead … Read more

A Quick Rule of Thumb for Determining Your Necessary Liability Limits and How Much You Need

At least daily my office is asked to do quotes for state minimum liability limits. What I have noticed is a perpetuation of misinformation by agents who are trying to close a deal and/or ignorance from the consumers because nobody has taken the time to explain what any of it means. When a client or … Read more