Trucking and Hauling Insurance – Why is it so expensive? Why is it so hard to find?

I am horrible at intros so let’s just assume I said something witty, funny, or intriguing enough in this first sentence to keep your attention for the next 2-3 minutes of paraphrasing and rambling that’s about to happen here I have been writing trucking insurance for the last couple of years now. It’s a niche … Read more

Why You Need To Be Selfish When Planning Insurance

So this topic has been on my mind a lot lately as I continue to get people through the door cutting corners on their insurance program and for me its just a very frustrating thing to see as an agent but even more so as a consumer of insurance myself. When people cut corners in … Read more

How Insurance Works and Why You Don’t Matter

So I think the most common thing I field as an agent is frustration from clients. Partially because of just common misconceptions, traditional view points that no longer apply to insurance, and sometimes just blatant ignorance about insurance in general. Anytime someone does not know about something they purchase and there are changes or fluctuations … Read more

How to Avoid Water Damage Claims and Combat Rising Homeowners Insurance Premiums

The holidays are among us. Smells of Ugg boots and Pumpkin Spice Lattes fill our marketplace and we are all just a little more basic than normal 🙂 We are bundled in our jeans, sweats, and oversized hoodies and the year is winding down. The entrepreneur in me says this is when we need to … Read more

Nevada Homestead Act: How Protected Are You?

Often times when first meeting clients and going through and establishing what their current risk management looks like we find that many people do not have Nevada Homestead on their primary home. While this isn’t necessarily a horrible thing, it is inexpensive to protect yourself utilizing this act with a simple declaration form. The Homestead … Read more

A Quick Rule of Thumb for Determining Your Necessary Liability Limits and How Much You Need

At least daily my office is asked to do quotes for state minimum liability limits. What I have noticed is a perpetuation of misinformation by agents who are trying to close a deal and/or ignorance from the consumers because nobody has taken the time to explain what any of it means. When a client or … Read more

4 Things Your Insurance Agent Doesn’t Want You To Know!

If you have ever purchased insurance you no doubt have played your own version of poker. It always inevitably feels like it’s you vs them and you can’t show them the Ace up your sleeve for fear they might pull the royal flush on you and hike your premiums to the moon and back! If … Read more