You have probably seen companies advertise that they are “licensed and bonded,” but what does that actually mean?

If you are in business based in Nevada and have even a single employee, you must carry workers compensation insurance.

You have probably seen this on a quote or policy and either wondered what it was or just didn’t even care and rejected it (don’t feel bad, we’ve all ignored the terms and conditions before).

You may have seen this term listed on your property policy, but what does it really do for you? Similar to loss of use coverage on a homeowners policy, this type of coverage will help you out with the expenses accrued when your business must close due to a claim.