Daniel Hull 
Want to make a spooky dessert that also tastes good? This green mint chocolate cheesecake from tasteofhome.com is spooky in color but not in taste! Ingredients Crust 1 cup Oreo cookie crumbs 3 tablespoons sugar 2 tablespoons butter, melted Filling 4 packages (8 ounces each) cream cheese, softened 1 cup sugar 1 cup white baking … Read more
What is considered vandalism and malicious mischief and why do you need it covered on your property policy? According to Investopedia.com, the definition of vandalism and malicious mischief insurance (aka VMM insurance) is as follows: “Vandalism and malicious mischief insurance is insurance coverage that protects against losses sustained as a result of vandals.” As usual, … Read more
Aside from Game of Thrones, the weather is actually getting colder and it’s time to start thinking about weatherproofing your properties against the cold. Below are a few relatively inexpensive ways you can start weatherproofing your property today. Purchase and install eco-friendly windows and doors. If you cannot afford new windows and doors (who can, … Read more
With the holidays coming up, everyone needs a good roll recipe to hang their hat on, and this one from mybestgermanrecipes.com is sure to be a winner! Ingredients Starter Dough 500 g wheat flour, all purpose, unbleached 1 cube fresh yeast (42g or 0.6oz) or 1 package dry yeast* 500 ml whole milk (not low … Read more
A large-scale motor vehicle loss can come at your business from any direction, but it doesn’t have to take your company off the road. While you stay focused on growing your business, we can help you protect it. Travelers can help you protect your business against large-scale losses, like these automotive judgments over $25 million … Read more
Autumn is rapidly falling and with it comes all the pumpkin spice! But, not everyone likes a “PSL,” so it might be a good idea to have something else in your recipe book to warm up your guests. This Homemade Apple Cider from delish.com will be just the thing. Ingredients 10 large apples, quartered 1/2 … Read more
It is possible that someone has requested a declarations page from you before, and you might have had no idea what they needed! I know before I started my career in insurance, I would have had absolutely no clue what that phrase meant, so you would not be alone. A declarations page (often shortened to … Read more
You may be thinking, my landlord has insurance, why do I need my own policy? The main reason is that your landlord’s policy is not going to cover anything you own on your own! Their commercial property policy will cover damages to the building and to their business personal property, but your own property will … Read more
Earthquake coverage is not usually covered on either a homeowners or commercial property policies, so if you live or own a building near an earthquake-prone area, this is definitely a coverage you are going to need to purchase. Earthquake insurance can be purchased either as an endorsement to your policy or as a standalone policy. … Read more
A solid side dish to bring to potluck dinners is a must! These Loaded Scalloped Potatoes from momontimeout.com are a perfect go-to recipe. Ingredients 2 tbsp extra virgin olive oil 2 onions medium, thinly sliced 12 oz bacon cooked and crumbled 4 tbsp unsalted butter 4 tbsp all purpose flour 3 cups whole milk 3 … Read more