What you should be doing to weather proof your home and protect it from nasty winter claims!
Aside from Game of Thrones, the weather is actually getting colder and it’s time to start thinking about weatherproofing your properties against the cold.
Multi Million Dollar Loss Verdicts – Real Life Examples of How You Should Protect Yourself
A large-scale motor vehicle loss can come at your business from any direction, but it doesn’t have to take your company off the road. While you stay focused on growing your business, we can help you protect it. Travelers can help you protect your business against large-scale losses, like these automotive judgments over $25 million […]
Terminology Tuesday – Declarations Page
It is possible that someone has requested a declarations page from you before, and you might have had no idea what they needed! I know before I started my career in insurance, I would have had absolutely no clue what that phrase meant, so you would not be alone. A declarations page (often shortened to […]
Tenant Insurance – Why?
You may be thinking, my landlord has insurance, why do I need my own policy? The main reason is that your landlord’s policy is not going to cover anything you own on your own! Their commercial property policy will cover damages to the building and to their business personal property, but your own property will […]
Why Would I Need Earthquake Insurance?
Earthquake coverage is not usually covered on either a homeowners or commercial property policies, so if you live or own a building near an earthquake-prone area, this is definitely a coverage you are going to need to purchase. Earthquake insurance can be purchased either as an endorsement to your policy or as a standalone policy. […]
Uninsured/Underinsured Motorist Coverage
This sounds fairly self-explanatory, and it is, to an extent. This will step in and give you coverage when the other party either does not have insurance, hit you and ran away, or does not have enough insurance to cover the damages.
Terminology Tuesday – Endorsement
In every policy there is a standard coverage form, but there are also endorsements that change that form to fit each individual person’s or business’s needs.
Licensed and Bonded – What does it mean?
You have probably seen companies advertise that they are “licensed and bonded,” but what does that actually mean?
Terminology Tuesday – Subrogation
What is subrogation? The official definition I found on Investopedia.com is as follows: “Subrogation is a term describing a legal right held by most insurance carriers to legally pursue a third party that caused an insurance loss to the insured.
Workers Compensation Overview
If you are in business based in Nevada and have even a single employee, you must carry workers compensation insurance.