The Importance of ERISA Bonds for 401k Sponsors

As a 401k sponsor, you are responsible for the safety and security of your employees’ retirement savings. One way to protect your employees’ savings is by purchasing an ERISA bond. ERISA bonds are insurance policies that protect plan sponsors from financial losses caused by employee theft or fraud. In this blog post, we’ll discuss the […]
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Do I need a Janitorial Bond?

You may have seen the term “janitorial bond” before, but you may not be sure exactly what it is or whether you need one. A janitorial bond is a type of surety bond that is required in some states for businesses that offer janitorial services. In most cases, the bond is set at a certain […]
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Terminology Tuesday – Declarations Page

It is possible that someone has requested a declarations page from you before, and you might have had no idea what they needed! I know before I started my career in insurance, I would have had absolutely no clue what that phrase meant, so you would not be alone. A declarations page (often shortened to […]
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Tenant Insurance

Tenant Insurance – Why?

You may be thinking, my landlord has insurance, why do I need my own policy? The main reason is that your landlord’s policy is not going to cover anything you own on your own! Their commercial property policy will cover damages to the building and to their business personal property, but your own property will […]
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Why Would I Need Earthquake Insurance?

Earthquake coverage is not usually covered on either a homeowners or commercial property policies, so if you live or own a building near an earthquake-prone area, this is definitely a coverage you are going to need to purchase. Earthquake insurance can be purchased either as an endorsement to your policy or as a standalone policy. […]
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