Daniel Hull 
What exactly is cyber insurance? Why do you need it? What does it cover? These are just a few of the topics I would like to go over today. A quick overview of cyber insurance is that it covers technological breaches and other types of cyberattacks on your computer system(s). It may not be able … Read more
My family and I like to have off-the-wall discussions, and this particular topic was one I thought could be a fun blog post for you guys. What if Jurassic Park was real? How would their insurance react to the events of the movie? What types of claims would be filed? Would any of them be … Read more
Last week we talked about Actual Cash Value, so this week it is only fitting that we talk about the flipside, which is Replacement Cost. Replacement cost is pretty much what it sounds like – the cost to replace your building, house, vehicle, personal property, etc. if it is completely destroyed. How is the replacement … Read more
Yesterday we mentioned that the Beirut explosion would most likely end up causing the company involved to have to use their Umbrella policy to help cover costs, but we did not go into detail on what an Umbrella policy actually is or does. So what exactly is the purpose of an Umbrella policy? It provides … Read more
If you own or work for a construction company, you know that there is a high likelihood of being injured at least minorly during your career. There are, however, several ways to help lower that likelihood and save your company money in the long run (fewer claims equal lower insurance premiums)! Wear all protective gear … Read more
After the tragedy in Beirut yesterday, it seems fitting that we talk about the results of the explosion and how an insurance company would and could react to such an incident. Speculation is that the explosion began in a storage facility for ammonium nitrate. Ammonium nitrate is known to be quite dangerous, and as a … Read more
So you’ve decided to start your own trucking company. What now? What insurance coverages do you need? If you have a good independent insurance agency on hand, like us, you can call your agent to get these recommendations, but if you do not, here is a list of what we usually recommend to our clients. … Read more
Everyone needs a solid chocolate chip cookie recipe in their repertoire and this one from Land O Lakes® is my go-to for an easy and tasty cookie! Many of our clients love to bring us gifts and goodies throughout the year and we truly appreciate you guys keeping us stocked up, but here’s a quick … Read more
There are various ways to get discounts or credits on your commercial insurance policies if you know what to ask and what to do! Below is a list of some of the different discounts offered by the commercial insurance companies we work with. Install telematics devices on your vehicles. Being able to track your drivers’ … Read more
Everyone needs a vacation sometimes, and when you are on vacation, you want to make sure you treasure every moment (especially in the uncertain times we live in). Here are a few tips to make sure you get the most out of every second of your time away. Be present. Try as much as possible … Read more