Terminology Tuesday – Endorsement

In every policy there is a standard coverage form, but there are also endorsements that change that form to fit each individual person’s or business’s needs. The definition of endorsement in the Oxford English dictionary is as follows: a clause in an insurance policy detailing an exemption from or change in coverage. As this says, … Read more

Food Friday – Pork Dumplings

Let’s try something a little different today, not a dessert! Pork dumplings are a recent favorite of mine and I am determined to perfect making them at home. I am going to use the recipe below from midwestfoodieblog.com for my first try! Pork Dumplings Description These pork dumplings are filled with fresh veggies and ground … Read more

Terminology Tuesday – Subrogation

What is subrogation? The official definition I found on Investopedia.com is as follows: “Subrogation is a term describing a legal right held by most insurance carriers to legally pursue a third party that caused an insurance loss to the insured. This is done in order to recover the amount of the claim paid by the … Read more

Workers Compensation Overview

If you are in business based in Nevada and have even a single employee, you must carry workers compensation insurance. Not all states have this particular requirement (for example, in Texas it is optional to carry workers compensation coverage). In Nevada, there could actually be a fine charged against you (up to $15,000); there can … Read more