Construction – Risky Business!

If you are in the construction business, you have probably heard of a builder’s risk policy, but maybe are not familiar with all the ins and outs of what it covers, so that’s what we will discuss today. A builder’s risk policy is a type of inland marine coverage that is specifically meant to cover … Read more

Food Friday – Funfetti Chip Scones

Having a birthday in quarantine? These Funfetti Chip Scones from Sally’s Baking Addiction are a wonderful way to start the at-home celebration, whether it is for a loved one or for yourself! Description Iced, crumbly, and sweet funfetti chip scones with chocolate chips, white chocolate chips, and plenty of sprinkles. Top with thick vanilla icing … Read more

Food Friday – Peanut Butter Crunch Lasagna

Everybody loves a good dessert, but as usual lately, it’s entirely too hot outside to bake and heat up your whole kitchen (or house!). I’ve been stockpiling several no-bake desserts for the summer and this is one of my favorites from myheavenlyrecipes.com – Peanut Butter Crunch Lasagna. Ingredients 1 family size package Nutter Butter cookies 1 8 … Read more

Feel the Burn!

Wildfires – What to Do When You’re in the Danger Zone If you find yourself in the path of a wildfire like the horrible ones raging in California right now, there are several things you can do to try to lessen the damage to your property. Before a Fire Starts Make absolutely certain your Insurance … Read more

Don’t Get High On Your Own Supply – Cannabis Insurance 101

Now that cannabis/marijuana is legal in most states, insurance companies have had to come up with entirely new rules and policy information to cover its growth, distribution, sales, and use. It’s a whole new world! If you are considering starting your own cannabis-based business, here are a few of the coverages to consider purchasing, according … Read more

Terminology Tuesday – What is a Deductible?

Everybody has heard the term deductible, but what does it really mean? How does it affect your policy and you, personally? A deductible is defined by the Oxford English Dictionary as “a specified amount of money that the insured must pay before an insurance company will pay a claim.” Easy enough to understand, but what … Read more

Food Friday – Greek Salad with Avocado

During these insanely hot summer days, nobody wants to start the oven or eat something hot, so let’s try this cool and refreshing salad from foodiecrush.com. Greek Salad with Avocado Ingredients Salad 2 English cucumbers peeled in stripes and cut into 1/2 inch slices 1 1/2 pounds medium tomatoes I use cocktail tomatoes, stemmed and … Read more

Cyber Security Insurance

What exactly is cyber insurance? Why do you need it? What does it cover? These are just a few of the topics I would like to go over today. A quick overview of cyber insurance is that it covers technological breaches and other types of cyberattacks on your computer system(s). It may not be able … Read more

What If Jurassic Park was Real?

My family and I like to have off-the-wall discussions, and this particular topic was one I thought could be a fun blog post for you guys. What if Jurassic Park was real? How would their insurance react to the events of the movie? What types of claims would be filed? Would any of them be … Read more