October 2019

How to Avoid Water Damage Claims and Combat Rising Homeowners Insurance Premiums

October 31, 2019
Daniel Hull

The holidays are among us. Smells of Ugg boots and Pumpkin Spice Lattes fill our marketplace and we are all just a little more basic than normal 🙂 We are bundled in our jeans, sweats, and oversized hoodies and the year is winding down. The entrepreneur in me says this is when we need to […]

October 29, 2019
Daniel Hull

I wish I could say that it doesn’t happen every day but ‘It happens every day’ that we are asked to quote risks that have been (for years) incorrectly rated. As an agent, I can’t help but think to myself when I see such things that the licensing exam for agents is just too easy […]

October 28, 2019
Daniel Hull

[DISPLAY_ULTIMATE_SOCIAL_ICONS] Often times when first meeting clients and going through and establishing what their current risk management looks like we find that many people do not have Nevada Homestead on their primary home. While this isn’t necessarily a horrible thing, it is inexpensive to protect yourself utilizing this act with a simple declaration form. The […]

October 28, 2019
Daniel Hull

[DISPLAY_ULTIMATE_SOCIAL_ICONS] At least daily my office is asked to do quotes for state minimum liability limits. What I have noticed is a perpetuation of misinformation by agents who are trying to close a deal and/or ignorance from the consumers because nobody has taken the time to explain what any of it means. When a client […]

October 28, 2019
Daniel Hull

[DISPLAY_ULTIMATE_SOCIAL_ICONS] If you have ever purchased insurance you no doubt have played your own version of poker. It always inevitably feels like it’s you vs them and you can’t show them the Ace up your sleeve for fear they might pull the royal flush on you and hike your premiums to the moon and back! […]

October 24, 2019
Daniel Hull

[DISPLAY_ULTIMATE_SOCIAL_ICONS] Cyber Security and Cyber attacks are a real thing in today’s electronic world. With so much circulating on the internet many people have become numb to protecting their personal information because they are just so accustomed to giving it to everyone to sign up for anything from a magazine subscription to an Xbox Account. […]

October 23, 2019
Daniel Hull

Many of our best clients come to us with policies that have coinsurance and it’s an unspoken and uncommunicated loophole that is in a lot of insurance policies that clients might not otherwise understand but could lead them a path to being underinsured and a slew of headaches for an agency and an insured. I […]

How to Avoid Water Damage Claims and Combat Rising Homeowners Insurance Premiums

Why It’s Important to Find the Right Risk Class Codes

Nevada Homestead Act: How Protected Are You?

A Quick Rule of Thumb for Determining Your Necessary Liability Limits and How Much You Need

4 Things Your Insurance Agent Doesn’t Want You To Know!

Fiduciary Responsibility : What is your agent doing with your information

Coinsurance: Why you might not be covered for as much as you think

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